Tag Archives: Investment

How to open post office time deposit scheme

How to open post office time deposit scheme The post office time deposit is an alternative to the bank fixed deposits (FD) for those looking for fixed income. It is safer than an FD because the principal invested and interest earned are backed by the sovereign guarantee. Whereas for bank FDs, under the deposit insurance […]

Things to consider before spending your money

Things to consider before spending your money Influencer marketing is the new buzzword in the marketing circles. Companies are spending money a substantial amount of their marketing budget on social media Pied Pipers to put a good word about their products/services to their digital followers. It is targeted, easy to deploy, and uses the age-old […]

Don’t be in a hurry to dump your midcap and smallcap schemes

Don’t be in a hurry to dump your midcap and smallcap schemes Investors in midcap and smallcap schemes are watching the carnage in mid- and smallcap stocks with a bit of concern. The S&P BSE mid- and small-cap indices have been in the negative territory since January. The S&P BSE SmallCap Index is down to […]

Recapitalization of Banks and its Implications

Recapitalization of Banks and its Implications Recently Government has announced the Recapitalization of Banks package of 2.11 lakh crores for public sector banks. The government of India (GOI) will infuse this fund into the Public Sector Banks (PSB) over the period of 2 years. We will understand what the recapitalization of the banks is and […]

Mutual funds have multiple tax advantages over bank fixed deposits

Mutual funds have multiple tax advantages over bank fixed deposits A lot readers don’t really understand how mutual funds attract tax advantages with less taxation, so here’s a detailed explanation of the entire mechanism. In three years, falling interest rates have knocked off around 40% from the annual income that a FD would yield. That’s […]

Do Mutual Funds investors need to alter their portfolio before GST ?

Do Mutual Funds investors need to alter their portfolio before GST ? India’s tryst with the Goods and Services Tax (GST) on July 1 is making some mutual fund investors nervous. They have been asking their advisors whether they should recast their mutual fund portfolio. According to mutual fund advisors, investors should not tinker with […]